Effective as of February 1, 2022 (Rev. May 23, 2024).
 
Overview and Important Notice
This Serta Simmons Bedding (“SSB") Rewards Program (“Program”) makes rewards (“dollars”) available to eligible Retail Store Associates (“RSAs”) of authorized retailers in the USA only.
These Terms and Conditions (“Terms”) governs your use of, as well as related phone, email or in-person interactions regarding, ACB (Advertising Credit Bureau) Sales Performance Incentive Funds (“SPIF”) Program portal at the URL: www.ssbrewards.com (collectively, the “Site”) operated on behalf of Serta Simmons Bedding, LLC or its affiliates or trusted representatives (“SSB”,” “we,” “us” or “our”).
PLEASE READ THE TERMS CAREFULLY. BY ACCESSING OR USING THE SITE OR SERVICES (AS DEFINED BELOW), YOU ACKNOWLEDGE AND REPRESENT THAT (A) YOU HAVE READ THESE TERMS, (B) UNDERSTAND THEM, (C) AGREE TO BE BOUND BY THEM, AND (D) YOU ARE AT LEAST 18 YEARS OLD. NOTE THAT YOU MAY NOT USE THE SERVICES UNLESS YOU ARE AT LEAST 18 YEARS OLD. IF YOU DO NOT AGREE TO ANY OF THE TERMS BELOW, WE ARE UNWILLING TO GRANT YOU ACCESS TO THE SITE OR THE SERVICES.
We, with or without prior notice and liability, reserve the right, at any time and at our sole discretion, to:
Modify, edit, translate, suspend, restrict access to, or terminate these Terms.
Modify, edit, translate, suspend, restrict access to, or terminate this Site, including eliminating or discontinuing any information, programs, Services, or other feature on the Site.
May change, suspend, discontinue, or restrict any aspect of the Site.
Right to block access from a particular Internet address.
Deny your use of and/or access to the Site.
Terminate the browsing of, registration with, and use of the Site by you at any time without liability or prior notice for any reason, including for any breach of this Agreement.
Any change(s) we make to the Site will be effective immediately upon our making such change(s) available on the Sites or otherwise providing notice thereof. You agree that your entering, re-entering, or continued use of the Sites thereafter constitutes your acceptance of such change(s). For your convenience, we will include the last revision date at the top of this page. Be sure to return to this page periodically to ensure familiarity with the most current version of this Agreement.
Please note the arbitration provision set forth below, requiring you to arbitrate any claims you may have against SSB on an individual basis. ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU WAIVE, THE RIGHT FOR A JUDGE OR JURY TO DECIDE YOUR CLAIMS, AND THAT YOU MAY NOT PROCEED IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY.
Purpose, Eligibility, Incentive Programs & Use of Third-Party Offerings
General Description
Eligibility
Registration
Eligible SKUs/Product
Claims Submission and Processing
Available Rewards
Rewards expiry Policy
Compliance
Incentive Programs & Use of Third-Party Offerings
Intellectual Property Ownership & Rights
Limited License Grant
License Reservations & Restrictions
Our Right to Terminate Your Access to the Site
Our Right to Change or Update these Terms
Privacy Notice
Electronic Communications
Confidential Information
Disclaimer
Limitation of Liability
Dispute Resolution; Choice of Law; Mandatory Arbitration
Third-Party Website Links
Site Registration, Passwords, Administration, Security, Monitoring & Enforcement
Representations & Warranties
Miscellaneous
 
1. Purpose, Eligibility, Incentive Programs & Use of Third-Party Offerings
 
General Description
For purposes of this agreement, “RSAs” are individuals who are authorized Retail Store Associates with an active SSB Rewards account in good standing, which enables RSAs to participate in SSB incentive programs (“Incentive Programs”) and the ability use certain functionalities of the Site or provide other services of various kinds (“Services”). The Site and Services are made available to you only under the following terms and conditions (the “Terms”).
 
Eligibility
RSAs employed by an authorized SSB retailer located in the USA and authorized to resell eligible products to end-user consumers in the United States, are eligible to participate in the Program.
Only RSAs with an active SSB Rewards account in good standing with SSB are eligible to participate.
Ensure that all of the information that you provide to us when communicating with us via the Site and/or otherwise, including without limitation, when setting up Users, will be true, accurate, current, and complete. We are not responsible for problems that you encounter as a result of false, inaccurate, outdated, or incomplete information that you provide to us.
Registration
Authorized RSAs must register by logging into the Site at: www.ssbrewards.com prior to making a claim.
In addition to the requirements set forth above, in order to be eligible to register to use the Site, you must meet the following criteria:
Must be a retail sales associate of an authorized reseller of Products in good standing with SSB.
No charges of fraud, incentive, or trade promotion funds (SPIFs, Co-op, rebates, etc.) that were appropriate in any manner that contravened the policy of that promotion may exist.
RSAs will be required to select either a physical or virtual Reloadable Rewards Card.
RSAs will be required to provide their Social Security Number along with a W9, as a condition for participation in the program.
RSAs will be required to confirm their acceptance of the Program Terms and Conditions set forth in this policy.
Registration for SSB Rewards may only take place via SSB Rewards Program Site and not via mobile application.
RSAs who move store locations will have to consult with Store Manager to have a new User Profile Created.
Eligible SKUs/Product:
Only SKUs/Product listed on the SSB Rewards Eligible SKU/Product List detailed on the Site and sold to end-user consumers in the US are eligible and may be claimed for reward under this Program.
SKUs/Product listed on the Site will have a defined start and stop date.
SSB has the right to remove/add eligible SKUs/Product from the program at any time without notice.
 
Claims Submission and Processing:
Individual RSAs must enter reward claims (“Claims”) online and submit required backup documentation on or before sixty (60) days from the sales invoice date of the end-user consumer invoice.
RSAs may only submit sales claims for products that have been delivered. Sales claims for undelivered products will be denied.
Claims submitted outside of the Terms and Conditions of the Program will be denied.
Denied claims will have to be re-submitted once accurate information can provided.
Required information must be submitted for verification and approval through the SSB Rewards Program Site.
SSB reserves the right to revoke or refuse to review or approve sales claims that are based on submission of incomplete, inaccurate, false, or misleading data.
All submissions will be reviewed and validated by an internal SSB Rewards resource to determine if the sale qualifies as an eligible sale.
SSB Rewards will perform audits of submitted claims greater than $2,000.00 USD on any 1 (one) claim. SSB Rewards reserves the right to audit information provided in registration and the supporting documents for all claims made under the program by an authorized RSA.
SSB reserves the right to limit the number of Eligible SKUs/Products on which Program benefits may be claimed, or to limit the amount for Program benefits available under any given sales incentive initiative implemented under the Program.
Only sales of eligible SKUs/Product to end consumers located in the USA are eligible for the Program. Sales made outside of the USA do not qualify.
Duplicate claims for the same invoice will not be accepted.
SSB Rewards RSAs may assign a portion of your sales claim dollars to up to five (5) of your registered colleagues (including primary RSA) that share the same retail location.
 
Available Rewards:
Based on type of Rewards Card chosen during registration, RSAs will receive an email from the SSB Rewards Program to activate your SSB Reloadable Rewards Card.
Once a claim has been approved, the Reward Dollars will be applied directly to your physical or virtual Reloadable Rewards Card.
Reward Dollars will have to reach $5.00 USD, before it will be loaded onto your physical or virtual Reloadable Rewards Card.
SSB reserves the right to refuse to review or pay claims based on RSAs submission of inaccurate, false or misleading data.
 
Rewards Expiry Policy:
Reward Dollars do not expire, however if an RSAs account is inactive for 180 consecutive days, the account will register as inactive and Rewards Dollars will revert to $0.00 USD, without the ability to be reinstated.
With respect to RSAs who leave the SSB Rewards Program, their Physical and virtual Reloadable Rewards Cards will be considered active until expiry. Access to the SSB Rewards Site will be removed within 30 days of termination and/or departure from the SSB Rewards Program. Terminated RSAs cannot add to a dollars total. Dollars will be frozen as of the moment termination/departure.
 
Compliance:
All RSAs must provide their home address, phone number and SSN on a valid current W-9 for taxation purposes.
Rewards Dollars earned and paid-out under the SSB Rewards Program are a taxable benefit
Program reward earnings will be reported to government agencies as required by Law. All redeemed reward earnings will be reported to the IRS and a 1099 will be issued to each RSA that has redeemed rewards under the Program for each taxable year as required by the United States IRS to the extent the rewards exceed the applicable reporting thresholds.
Serta Simmons Bedding, LLC or its affiliates or trusted representatives will assume no responsibility for incorrect information provided by the RSA which may result in delays, additional taxes, fines, penalties, and or fees.
RSAs must ensure their profile is kept current and up to date as your 1099 will be mailed to the address in your SSB Rewards User Profile.
 
Incentive Programs:
From time to time, we may permit you to register for certain Incentive Programs sponsored by third party manufacturers or distributors (“Third Party Manufacturers/Distributors”) through the Site. Through such Incentive Programs you may register to obtain rewards or incentives for sales completed by you for certain Third Party Manufacturer/Distributor products or offerings. By registering for such Incentive Programs you agree to abide by the rules applicable to such Incentive Programs that may be posted from time to time in connection with a particular Incentive Program (the “Incentive Program Rules”).
As part of such Incentive Programs, you agree to submit all information requested by us for purposes of tracking, verifying and fulfilling our obligations under such Incentive Programs.
You shall be responsible for all information submitted by you and agree to obtain all rights and approvals necessary to submit such information to us.
We may use transactional information for any purposes, including determining, in our sole discretion, whether you have fulfilled the requirements necessary to obtain any payment incentives offered by Third Party Manufacturers/Distributors through such Incentive Programs.
We will make any payments to which we determine you are entitled within forty-eight (48) hours after completion of our verification of transactions that you have submitted for payment, but in no event longer than sixty (60) days after you submit transactional information unless otherwise specified by us or in the Incentive Program Rules. All such payments will be made to you via SSB Rewards Reloadable Rewards card delivered to such personal address as you must provide to us at time of registration. All such payments shall be contingent upon: (a) receipt of true and accurate information provided by you; and (b) receipt of appropriate funds from the relevant Third Party Manufacturer/Distributor for disbursement.
 
Use of Third Party Offerings:
You may be able to access websites, content or services provided by third-parties through links that are made available on the Site. We refer to all such websites, content, services and products as “Third-Party Offerings.” For example, we may permit third parties to advertise their products and services on the Site, and those advertisements may contain links to the website(s) of the advertisers. Unless we otherwise inform you on the Site, your use of such Third-Party Offerings is not ordinarily required in order to access and/or use the Services.
If you elect to use such Third-Party Offerings, you understand that your use of them will be subject to any terms and conditions required by the applicable third-party provider(s). You understand that we are not the provider of, and are not responsible for, any such Third-Party Offerings and that these Terms do not themselves grant you any rights to access, use or purchase any Third-Party Offerings.
 
2. Intellectual Property Ownership & Rights
 
Site, Services & Products.
As between you and us, we and/ACB (Advertising Credit Bureau) as applicable, retain all right, title and interest in and to the Site, including, but not limited to, all text, graphics, user interfaces, visual interfaces, photographs, sounds, audio, video, artwork, computer code (including HTML, CSS, XML, and JavaScript), interactive features, programs, software, products, information, and documentation as well as the design, structure, selection, coordination, expression, “look and feel,” and arrangement of any Content contained on or available through the Sites, unless otherwise indicated, are owned by SSB either through copyright registration or common law. Any downloadable or printable programs, information, or materials available through the Sites and all trade secrets and know-how related thereto, unless otherwise indicated, are owned by SSB and/ACB (Advertising Credit Bureau). 
 
Trademarks.
All logos, taglines, slogans, trademarks, service marks, trade names, trade dress, and (collectively, “Marks”) that appear on the Site and/or SSB Products (collectively the “SSB Marks”) are the exclusive property of SSB and/or its licensors and are protected by applicable intellectual property laws. All other trademarks displayed on this site or through links to other sites are the property of the respective trademark owner.
 
Content Ownership.
The Site may contain comment areas, text, documents graphics, photographs, videos, illustrations, other images, maps, trademarks, trade names, service marks, logos, information obtained from our licensors, questionnaires, tools, other interactive features, and other materials or information (“Content”). Content may be protected by one or more applicable intellectual property laws, including without limitation copyright, right of publicity, trademark laws. All rights, title, and interest to the Content on the Sites remains with us or are provided with permission of the owner.
 
Your feedback.
We welcome and encourage your comments or feedback. You agree, however, that (a) by submitting unsolicited ideas to us, you automatically forfeit your right to any intellectual property rights in those ideas; and (b) unsolicited ideas submitted to us or any of our employees or representatives automatically become our property.
 
3. Limited License Grant
Limited License Grant.
SSB grants you a worldwide revocable, nontransferable, nonexclusive, nonsublicensable, nonassignable license to cut and paste the Content on the Site for internal business purposes only as part of the Service, subject to these Terms, including without limitation, the confidentiality terms. Any sharing or other copying or use of the Content or intellectual property of or on the Site requires SSB’s prior written authorization.
Site Access.
You are allowed to access and use the Site only for your lawful use to benefit from the Services.
4. License Reservations & Restrictions
You are not authorized to:
use the Site to do or to copy, imitate, mirror, distribute, publish, download, publicly display, publicly perform, digitally perform (in the case of sound recordings), post, create derivative works of, or transmit any of the Content in any manner or format, and through any means now known or later developed, except as provided in Section 5 of these Terms.
modify, adapt, translate, reverse engineer, decompile, disassemble, or convert into human readable form any of the source code / HTML code underlying the Site.
Commit fraud or other dishonest act, including by seeking refunds or other compensation or benefits for Product Orders that are not legitimate, or about which you are not being completely truthful in your communications with us.
use the Site source code or related compilation for any purpose other than the ordinary use of the Site.
use or display the Marks without prior written authorization.
use any automated software or tools that are designed to extract and copy data (such as bots, spiders, crawlers, or other similar data-mining, data-gathering, or data-extraction methods) on the Contents of, or source code / HTML code underlying, the Site.
collect any information about other Users of the Site.
attempt to interfere with, disrupt, reverse-engineer, steal from, or gain unauthorized access to, any of the software, technology, or equipment that supports the Site.
impersonate another person, or misrepresent your affiliation, with a person or entity.
access the Site from anywhere in the world where it is unlawful for you to do so.
otherwise violate any laws or legal rights of anyone else.
Please contact us at ssbrewards@acbcoop.com if you have questions about our Content or intellectual property, including whether we are willing to authorize your use of the same.
 
5. Our Right to Terminate Your Access to the Site
Although we highly doubt that we will ever have any reason to do so, we reserve the right, in our sole and complete discretion, to terminate your access and ability to use the Site without notice or attendant liability. Upon termination, these Terms will still apply.
Account Deactivation.
Participants who remain inactive for a consecutive period of six months will be subject to automatic deactivation from the rewards program.
In the event of deactivation due to inactivity, RSA participants are encouraged to contact the Support Team to initiate the reactivation process.
Should circumstances necessitate multiple reactivations due to inactivity, please be advised that such requests will be accommodated as required, allowing for the seamless resumption of program participation.
Please be aware that the program's rules, including the deactivation policy, are subject to change at the discretion of the program administrators.
 
6. Our Right to Change or Update these Terms
We may review these Terms periodically to ensure that they comply with applicable law and remain consistent with our Products and operations. We therefore reserve the right to update and revise these Terms at any time without specific or direct notice to you. We intend to change the “Current Terms effective February 1, 2022” at the top of these Terms each time we revise these Terms, but please contact SSB Rewards Phone 866-506-1525 or SSB Rewards support email: ssbrewards@acbcoop.com if you have questions about whether we have changed or updated any of the Terms or about which version of the Terms applies to you. You may wish review these Terms regularly to ensure that you are aware of any changes or updates.
 
7. Privacy Notice
Please refer to our Privacy Policy to learn about how we collect and use information from and about you. The Privacy Policy is part of these Terms.
 
8. Electronic Communications
By agreeing to these Program Terms and Conditions, you are affirmatively consenting, initially and on an ongoing basis, to receive communications from the SSB Rewards Program in electronic format, and that we may continue sending you communications electronically, until such time as you opt out as described below. Your consent to receive electronic communications include, but is not limited to:
11.1.1. Subscribe to the E-Newsletter
11.1.2. Subscribe to SKU/Product updates email notifications
11.1.3. Notify me on updates to the product catalog.
11.1.4. Notify me on all program related content for SSB Rewards.
By visiting the Site (desktop and mobile application) and/or communicating with us by email or by chat via the Site (or mobile application), you are communicating with us electronically and agreeing that we may communicate with you electronically (including by email, chat on the Site, notices posted to the Site, mobile application, and possibly other means as well). You agree that all such electronic communications (including all notices, disclosures, warranties, and agreements) satisfy any legal requirement that such communication be “in writing.” We may also communicate with you via telephone; please let us know if you do not want us to contact you that way.
 
9. Confidential Information
You will not (a) use any Confidential Information as permitted under these Terms t; (b) disclose any Confidential Information to any person who does not need to know it for a legitimate business purpose; or (c) disclose any Confidential Information for the benefit of any third party except as we expressly authorize or as required by law. As used herein, “Confidential Information” includes any information (whether or not in written or permanent form) of SSB, its subsidiaries and other affiliates that has value to SSB and is not generally known to SSB’s competitors or other third parties including all price lists, exceptions reports regarding shipping discrepancies, consumer studies, training methodology, warranty claims, information provided by SSB on the Site, and other information transmitted to you by SSB. This section survives for 3 years after your discontinued use of the Site. Disclosure of Confidential Information in accordance with the provisions of the federal Defend Trade Secrets Act of 2016, 18 USC § 1831, et seq. does not violate the terms of this Agreement or give rise to civil or criminal liability.
 
10. Disclaimers
SSB is not responsible for any dispute or disagreement between you and any other person or entity with whom you may communicate or interact via or while using the Site. You assume all risk associated with dealing with such third parties. You release and shall hold harmless SSB from and against all claims, injuries, demands, and exposures of any kind arising out of or relating to any such dispute or disagreement. You also promise not to involve SSB in such dispute.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (A) YOUR USE OF THE SITE IS AT YOUR SOLE RISK, AND THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND (B) SSB (INCLUDING ITS EMPLOYEES, OFFICERS, AGENTS, AND ADVISORS) EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES AS TO THE SITE (AND PRODUCTS OR SERVICES AVAILABLE VIA THE SITE), IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
SSB MAKES NONE OF THE FOLLOWING WARRANTIES, EACH OF WHICH SSB EXPRESSLY DISCLAIMS:
THE SITE WILL MEET YOUR EXPECTATIONS OR NEEDS
THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
THE NATURE, QUALITY, OR QUALITIES OF ANY PRODUCTS OR SERVICES PROMOTED OR AVAILABLE FOR ORDER VIA THE SITE WILL MEET YOUR EXPECTATIONS OR NEEDS
 
11. Limitation on Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT SSB WILL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SSB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY OF THE FOLLOWING:
YOUR USE, OR INABILITY TO USE, THE SITE
THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH, FROM, OR AS A RESULT OF THE SITE
UNAUTHORIZED ACCESS TO OR ALTERATION OF DATA OR INFORMATION THAT YOU PROVIDE TO US VIA THE SITE OR OTHERWISE
STATEMENTS OR CONDUCT OF ANY USER OR THIRD PARTY ON OR INVOLVING THE SITE
YOUR RELIANCE ON CONTENT MADE AVAILABLE BY US OR THIRD PARTIES ON OR VIA THE SITE
ANY OTHER CIRCUMSTANCES ARISING OUT OF OR RELATING TO THE SITE
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS IN THIS PARAGRAPH MAY NOT APPLY TO YOU. TO THE FULLEST EXTENT POSSIBLE BY LAW, SSB’S MAXIMUM LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE SITE OR YOUR USE OF SSB CONTENT, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY, OR OTHERWISE), WILL NOT EXCEED $50.
 
12. Dispute Resolution; Choice of Law; Mandatory Arbitration
We hope and expect that we will never have a dispute with you. However, if a dispute, claim, or controversy arises out of or relating to these Terms (including an alleged breach or the termination, enforcement, interpretation, or validity thereof), the Site, or your Order of Products or use of any service available via the Site, the following rules and procedures shall apply.
Arbitration. Except as expressly provided in Section X(B), all disputes between you and us, including any controversy or claim arising out of or relating to these Terms, or the breach thereof, shall be addressed initially in a face-to-face meeting between the top executives of our respective organizations, who will engage in good faith to amicably resolve the matter. If this meeting is unsuccessful, the controversy will be settled by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules (including the Optional Rules for Emergency Measures of Protection). If we initiate arbitration against you, the proceedings will be held in the county and state where your principal place of business is located. If you initiate arbitration against us, the proceeding will be held in Atlanta, Georgia. The arbitration panel will be comprised of either one or three arbitrators, as shall be mutually agreed between the Parties based on the complexity of the controversy; provided that there shall be three arbitrators if the Parties cannot agree. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Damages recoverable in any arbitration will be limited to actual damages proved, and neither Party will be entitled to recover special, consequential, exemplary, punitive, or multiplied damages. Neither Party may join any arbitration proceeding initiated under this provision with an arbitration or other action brought by any other person or entity.
Litigation. The following disputes will not be resolved through arbitration: (a) disputes that are related to or arise under the Lanham Act, as amended; (b) disputes that otherwise relate to the ownership or validity of any of our trademarks, service marks, slogans and other identifying marks and related commercial symbols pertaining to any of our brands (collectively, “Marks”); (c) disputes that involve the enforcement of our rights in our Marks, all advertising we furnish to promote the Products, and all other intellectual property rights and related goodwill included in our Products and any advertising, point-of-sale and signage for our Products; (d) disputes related to the unauthorized use or disclosure of Confidential Information (defined below); or (e) disputes related to the past due rebates.
Attorneys’ Fees. In any arbitration or litigation related to these Terms, including the making hereof, the non-prevailing Party shall pay the prevailing Party, on demand, its costs, including its reasonable attorneys’ fees and costs of appeal, all of which will be taxed as costs.
Applicable Law. These Terms will be construed and enforced in accordance with the laws of the State of Georgia without regard to any conflicts or choice of laws principles.
Terms Admissible as Business Records. A printed version of these Terms (including our Privacy Policy and our Limited Warranty) and of any other communications between SSB and you shall be fully admissible in any proceedings arising out of or relating to these Terms and shall be treated as a record maintained in the ordinary course of SSB’s business.
 
13. Third-Party Website Links
SSB, in its sole discretion, or other end users through the use of the Sites may provide links to other sites on the Internet for your convenience in locating related information, programs, and services. We have not necessarily reviewed such websites, and are maintained by third parties, over which SSB exercises no control.
We are not responsible for the availability of these outside resources or their contents. Use of these sites is at your own risk. SSB makes no warranties or representations of any kind as to the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites.
SSB expressly disclaims any responsibility for the content, the materials, the accuracy of the information, and/or quality of the services provided by, available through, or advertised on these sites and SSB disclaims all liability with regard to your access to and use of such linked sites. Moreover, these links do not imply an endorsement by SSB with respect to such sites or any related i) third party, information, or material; ii) identified candidate for political office; and iii) products or services provided by any third party.
SSB has no obligation to monitor, control, or restrict the use of the Sites, or third-party websites accessible via links on the Sites. The inclusion of such a link does not imply endorsement of any site by SSB or any association with its operators. SSB has no obligation to verify any content submitted by you or to provide any registration or other information to you concerning any content.
 
14. Site Registration, Passwords, Administration, Security, Monitoring & Enforcement
SSB may require you to have a password and provide registration details to access the Site or portions of the Site. This is a condition of use of the Sites that all the details you provide are correct, current, and complete.
If SSB believes that the details are not correct, current, or complete, SSB will have the right to refuse you access to the Sites, or any of its resources, and to terminate or suspend your account, if any.
You are responsible for maintaining the confidentiality of any password(s) you are given to access the Sites, and you are fully responsible for all activities that occur under your password(s). You agree to notify the SSB Rewards Program immediately at 1-866-506-1525 any unauthorized use of your password(s). SSB reserves the absolute right not to issue a password to any person or entity.

Registration by you as an authorized User for access to certain areas of the Sites may require both a username and a password (“Authorized User Credentials”). You may also have to provide certain registration information, all of which must be accurate and updated. You agree not to share or give your Authorized User Credentials to anyone else. You are responsible for maintaining the confidentiality of your password.
You agree to notify SSB immediately if you suspect any unauthorized use of your Authorized User Credentials. You are solely responsible for any and all uses of your Authorized User Credentials.

You agree not to use another person’s Authorized User Credentials or select Authorized User Credentials: (i) with the intent to impersonate another person; (ii) subject to the rights of another person without authorization; (iii) in violation of the intellectual property rights of another person; or (iv) that SSB, in its sole discretion, deems inappropriate or offensive or discriminates on the basis of race, color, sex, language, religion, political or other opinion, national or social origin, property, birth or other status. You acknowledge and agree that you shall have no ownership or other property interest in your account and/or user name, and you further acknowledge and agree that all rights in and to your user name and account are and shall forever be owned by and inure to the benefit of SSB. Failure to comply with the foregoing shall constitute a breach of this Agreement, which may result in immediate suspension or termination of your Authorized User Credentials.
SSB will not be liable for any loss or damage arising from your failure to comply with these obligations. SSB reserves the right to delete or change Authorized User Credentials (with notice) at any time and for any reason.

SSB cannot guarantee the confidentiality of any communication or material transmitted to/from the Site over the Internet or other global communication network and SSB is not responsible for the security of any information transmitted via the Internet, the accuracy of the information contained, or for the consequences of any reliance on such information. You must make your own determination as to these issues.

SSB may obtain access to, block, disclose, and review electronic transmissions and communications made through the Sites at any time. Actual or attempted unauthorized use of the Sites may result in criminal and/or civil prosecution, including, without limitation, punishment under the Computer Fraud and Abuse Act of 1986. SSB also reserves the right to view, monitor, and document activity on the Sites without notice or permission from you. Any information obtained by monitoring, reviewing, or documenting is subject to review by law enforcement organizations in connection with investigation or prosecution of possible criminal activity on the Sites. SSB also will comply with all court orders involving requests for such information. In addition to the foregoing, SSB reserves the right at any time, and without notice, to modify, suspend, terminate, or interrupt operation of or access to the Sites, or any portion of functionality, for any reason.

SSB has the right, but not the obligation, to monitor the Content of the Sites (including any social or chat forum or tools, services or functions that enable the sharing, display or performance of any material), to determine compliance with these Terms of Service and any operating rules established by SSB and to satisfy any law, regulation, or authorized government request. SSB has the right and sole discretion to edit, refuse to post or remove any material submitted to or posted on or within the Sites, including, without limitation, the right to remove any material that SSB, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.
 
15. Representations & Warranties
You represent and warrant that: (a) you own any material posted by you on or through the Site or otherwise have the right to grant the license set forth in this Agreement and ii) the posting of any material you submit on or through the Site does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person.
 
16. Miscellaneous
Waiver. Our failure partially or fully to exercise any of our rights, or our waiver of any violation of these Terms, shall not prevent our later exercise of such right and shall not constitute or indicate our waiver of any subsequent breach. Our rights and remedies under these Terms and any other applicable agreement between you and us shall be cumulative, and the exercise of any such right or remedy shall not limit our right to exercise any other right or remedy.
Severability. If any part or section of these Terms is determined to be invalid, void, or unenforceable for any reason, only that part or section will be severed. Such severing shall not affect the continuing validity and enforceability of the remaining parts or sections.
Typographical Errors. If an SSB product is mistakenly listed at an incorrect price, SSB reserves the right to refuse or cancel any orders placed for any product listed at the incorrect price. SSB reserves the right to refuse or cancel any such orders whether the order has been confirmed and payment has been received or not. If you have already been charged for the purchase and your order is cancelled, SSB shall issue a credit in the amount of the incorrect price.
Entire Agreement. These Terms constitute the entire agreement between you and SSB with respect to the Site and supersede all prior or contemporaneous communications relating to the Site. Any rights not expressly granted herein are reserved.